We value your trust and are committed to protecting your privacy. This privacy policy (“Policy”) relates to the manner KARMIK GEMS (Sole Proprietor: SUKHRAJ SINGH) (“we”, “us”, “our”) in which we use, handle and process the data that you provide us in connection with using the products or services we offer. By using this website or by availing goods or services offered by us, you agree to the terms and conditions of this Policy, and consent to our use, storage, disclosure, and transfer of information or data in the manner described in this Policy.

We are committed to ensuring that your privacy is protected in accordance with applicable laws and regulations. We urge you to acquaint yourself with this Policy to familiarize yourself with the manner in which your data is being handled by us.

User’s Consent

This Privacy Policy, which may be updated/amended from time to time, deals with the information collected from its users in the form of personal identification, contact details, birth details and any forecast made using the supplied information and how such information is utilized for the website’s purposes. By accessing and using the website, users signify their understanding of and explicit consent to the terms of the privacy policy. Users who do not agree with these terms are advised not to use the website.

Your continued use of this website shall confirm that you have provided your unconditional consent and confirm to the terms of this privacy policy as regards collecting, maintaining, using, processing and disclosing your personal and other information in accordance with this Privacy Policy.

This Privacy Policy is to be read alongwith the respective Terms of Use or other terms and conditions as provided on the Website. We may update our Privacy Policy to reflect changes in our practices or legal requirements. Any modifications will be effective immediately upon posting the updated policy on our website. We recommend checking this page periodically for the latest information.

What data is being collected

We may collect the following information from you:  Name

Contact information including address and email address

Demographic information or, preferences or interests

Personal Data or Other information relevant/ required for providing the goods or services to you  The meaning of Personal Data will be as defined under relevant Indian laws

Note: Notwithstanding anything under this Policy as required under applicable Indian laws, we will not be storing any credit card, debit card or any other similar card data of yours. Please also note that all data or information collected from you will be strictly in accordance with applicable laws and guidelines.

What we do with the data we gather

We require this data to provide you with the goods or services offered by us including but not limited, for the below set out purposes:

• Internal record
• For improving our products or
• For providing updates to you regarding our products or services including any special offers.To communicate information to you
• For internal training and quality assurance purposes

Who do we share your data with

We may share your information or data with:

• Third parties including our service providers in order to facilitate the provisions of goods or services to you, carry out your requests, respond to your queries, fulfill your orders or for other operational and business reasons
• With our group companies (to the extent relevant)
• Our auditors or advisors to the extent required by them for performing their services
• Governmental bodies, regulatory authorities, law enforcement authorities pursuant to our legal obligations or compliance requirements.

How we use cookies

We use “cookies” to collect information and to better understand customer behavior. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to avail our goods or services to the full extent. We do not control the use of cookies by third parties. The third party service providers have their own privacy policies addressing how they use such information.

Third-Party Links

Our website may contain links to third-party websites. Please note that we do not control or endorse the content and privacy practices of these websites. We encourage you to review the privacy policies of these third-party sites before providing any personal information.

Your rights relating to your data

Right to Review – You can review the data provided by you and can request us to correct or amend such data (to the extent feasible, as determined by us). That said, we would not be responsible for the authenticity of the data or information provided by you.

Withdrawal of your Consent – You can choose not to provide your data, at any time while availing our goods or services or otherwise withdraw your consent provided to us earlier, in writing to our registered email address and deleting your entire profile/account from the website. In the event you choose to not provide or later withdraw your consent, we may not be able to provide you our services or goods. Please note that these rights are subject to our compliance with applicable laws.

How long will we retain your information or data?

We may retain your information or data (i) for as long as we are providing goods and services to you; and (ii) as permitted under applicable law, we may also retain your data or information even after you terminate the business relationship with us. However, we will process such information or data in accordance with applicable laws and this Policy.

Data Security

We will use commercially reasonable and legally required precautions to preserve the integrity and security of your information and data. We employ industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction.

Despite our efforts, no data transmission over the internet or electronic storage method is completely secure, and we cannot guarantee absolute security.

Disclaimer

THE WEBSITE EXPLICITLY STATES THAT IT DOES NOT ASSUME RESPONSIBILITY FOR ANY DAMAGES THAT MAY OCCUR. THESE DAMAGES CAN ARISE FROM VARIOUS

SOURCES, INCLUDING THE USE OF THE WEBSITE’S GOODS, SERVICES, OR ANY OTHER ITEMS THAT ARE ACCESSIBLE ON THE WEBSITE (INCLUDING BUT NOT LIMITED TO USING THIRD PARTY LINKS PROVIDED ON WEBSITE). THE DISCLAIMER COVERS A BROAD RANGE OF POTENTIAL DAMAGES, EMPHASIZING THAT IT INCLUDES NOT ONLY THOSE RELATED TO THE GOODS AND SERVICES PROVIDED BUT ALSO ANY DAMAGES RESULTING FROM THE USER’S INTERACTION WITH THIRD PARTY LINKS PROVIDED ON THE PAGE OF THIS WEBSITE AND THE WEBSITE ITSELF IN THE CONTEXT OF KARMIK GEMS. USERS ARE ADVISED TO EXERCISE CAUTION AND DILIGENCE IN THEIR USE OF THE WEBSITE. THIS CAUTIONARY APPROACH APPLIES NOT ONLY TO THE USE OF GOODS AND SERVICES BUT ALSO TO THE ENGAGEMENT WITH THIRD PARTIES LINKS AVAILABLE ON THE WEBSITE. THE DISCLAIMER UNDERSCORES THE IMPORTANCE OF USERS CAREFULLY READING AND COMPREHENDING THE TERMS OUTLINED IN THE PRIVACY POLICY AND OTHER POLICIES PRESENTED BY THE WEBSITE. THE OVERALL GUIDANCE IS TO ENCOURAGE USERS TO BE MINDFUL OF POTENTIAL RISKS AND MAKE INFORMED DECISIONS WHILE NAVIGATING AND UTILIZING THE SERVICES PROVIDED BY THE WEBSITE, PARTICULARLY IN THEIR INTERACTIONS WITH THIRD-PARTY LINKS.

Queries/ Grievance Officer

For any queries, questions or grievances about this Policy, please contact us using the contact information provided on this website.